Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Hero Image
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Herceg Novi 85340
Kumbor | Herceg Novi Municipality

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Niko Lakovic
Niko Lakovic
Presented At
€1,025,000
Bedrooms
2
Bathrooms
2
Living
2,961
SQFT
Air Conditioning
Elevator
Washer Dryer
Fitness Center / Gym
Terrace
Garage
Parking
Garden
Balcony
Tennis Court
Pool
Playground
Privacy
Modern
Investment Property
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 1
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 2
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 3
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 4
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 5
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 6
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 7
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 8
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 9
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 10
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 11
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 12
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 13
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 14
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 15
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 16
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 17
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 18
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 19
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 20
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 21
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 22
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 23
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 24
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 25
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 26
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 27
Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. - Photo 28
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Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro. , Kumbor , Herceg Novi Municipality

Portonovi 2bdr Furnished Apartment

Area: 275 m2 Internal area: 129 m2 Exclusive use area (EUA): 146 m2 Bedrooms: 2 Bathrooms: 2 Garage space Storage Exclusive two-bedroom apartment of 129 m2 with a private garden of 146 m2 in Portonovi Village Residences, Herceg Novi. The apartment comprises a large open-plan living room with a dining area and kitchen, two bedrooms, and two bathrooms. The apartment has a private entrance and a garden of 146 m2, which is divided into the 81 m2 paved terrace and 65 m2 green area. Future owners will have access to the communal swimming pool. The apartment is for sale fully furnished and has storage and one garage space included in the price. Portonovi Montenegro is the Adriatic’s ultra-premium resort lifestyle destination embracing 290 world-class properties and a state-of-the-art mega-yacht marina, located at the narrowest part of the entrance of the Bay of Boka Kotorska. Portonovi commands an excellent position between mountain and sea, with breathtaking views of the pristine Adriatic coastline. Portonovi includes Europe’s first One&Only resort, luxury residences, a Henri Chenot destination Medical and Wellness Spa, an all-season, world-class marina catering to megayachts, the region’s largest sand beach with luxury beach club. Other features include waterfront shops, cafes, and restaurants.

Gallery

3D Street View Tour

Map showing Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro.

Property Location

Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro., Kumbor Herceg Novi Municipality

Local Weather & Climate

Kumbor, Herceg Novi Municipality

Current Conditions Updated recently
55 °F
Overcast clouds
Feels Like 54°F
Humidity 76%
Wind 2 mph
Visibility 6.2 mi
Sunrise 6:02 AM
Sunset 3:54 PM
5-Day Forecast
Thu 29 Jan
Rain
High 55°
Low 52°
Fri 30 Jan
Rain
High 52°
Low 50°
Sat 31 Jan
Clouds
High 53°
Low 49°
Sun 1 Feb
Clouds
High 54°
Low 49°
Mon 2 Feb
Rain
High 48°
Low 44°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Kumbor?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Kumbor. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $102,500,000 20% down ($20,500,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$8,808
$8,808/day
Your home may appreciate while you sleep
$61,824/week $267,904/mo $3,214,847/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$56.4M
vs
OWN 📈 +$80.0M
$80.0M Potential Equity
vs $56.4M lost to rent over 10 years
$20.5M Down Payment Growth
3.9x
10yr
$80.0M
8.1x
20yr
$165.6M
12.6x
30yr
$258.9M
Wealth Comparison
×616
Equivalent to 616 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $258.9M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $120.7M +18%
Market $139.6M +36%
Optimistic $161.1M +57%
$80.0M est. equity
20 Years
Conservative $142.2M +39%
Market $190.1M +85%
Optimistic $253.1M +147%
$165.6M est. equity
30 Years
Conservative $167.4M +63%
Market $258.9M +153%
Optimistic $397.8M +288%
$258.9M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at Herceg Novi 85340, Montenegro, Kumbor, Herceg Novi Municipality, Montenegro features 2 bedrooms with 2,961 square feet of living space.
This property offers 2,961 square feet of living space.
This property is listed at $102,500,000, which equals $34617 per square foot.
Based on current market indicators, Kumbor shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a apartment located in Kumbor, Herceg Novi Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Niko Lakovic

Niko Lakovic

Montenegro Sotheby's International Realty

License #-7377

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